Overview of Disability Plans- Corporate

Each day millions of consumers are out of work due to a disabling condition, making disability insurance, designed to replace income, an important and valuable type of coverage. Learn more about various types of private and government-sponsored disability insurance plans as well as how to guide disabled consumers and their families through the decision-making process for choosing the best coverage.

• Possible sources of disability income replacement
• The differences between long-term disability plans and other types of disability insurance
• Typical eligibility requirements
• The most common definitions of disability and how insurance companies or the Social Security
• Administration determine if someone is disabled
• The purpose of a waiting period
• Common exclusions from disability plans
• How outside income may offset disability payments.

Recertification
SHRM: 1 PDC

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